Latent Defects Insurance

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Latent Defects Insurance

Latent defects insurance provides cover for the cost of remedying and rectifying damage arising from an inherent defect in design, workmanship or materials becoming apparent after practical completion.

An indemnity is provided in respect of the costs incurred up to the total sum insured (typically the full re-instatement value of the building). Cover is generally available for between five and twelve years from the date of practical completion.

Commercial Property

Cover may be arranged by any party who has an interest in the property such as the owner or developer, the funder or an incoming tenant with an obligation to repair under their lease.

Cover may be extended to include loss or rent, loss of gross profit or revenue, increased cost of working, alternative accommodation and mechanical and electrical services and component failure.

Residential Property

MPW can also arrange Council of Mortgage Lenders Approved, ten or twelve year warranties which may be extended to include component failure.

Cover is normally arranged prior to construction but is possible for cover to be placed once construction has already commenced and when construction has been completed.

If you require a quotation or further information please contact us on: 01622 683913 or email us at: .(JavaScript must be enabled to view this email address).

Building Warranty Insurance

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