House Builders & Developers Site Based Insurance

“I would not hesitate to recommend the House Builders Construction Insurance Scheme to other house builders/developers.”

Alan Tatham - Director, Tatham Homes Ltd

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For more information, call us on 01622 683913

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House Builders & Developers Site Based Insurance

We specialise in acting for Housebuilders and Developers arranging site based insurance via our bespoke scheme facility.


The scheme is competitively priced and features an exclusive bespoke policy wording containing many relevant cover enhancements and extensions.

Home Builders Scheme Features

Competitive premiums provided by experienced and flexible staff who understand the home building sector.

  • Additional discount for Home Builders Federation Members
  • Contractors All Risks, Public Liability and Employers Liability cover under a single policy
  • Exclusive bespoke policy wording designed specifically for Home Builders
  • Quotations promptly produced upon receipt of information
  • Instalment facilities available

Contractors All Risks

  • Cover operates from commencement of construction and continues until units are sold
  • Show houses and contents included plus wide cover for properties taken in part exchange
  • Cover includes landscaping, paving, roads, underground services, marketing aids, signage etc.
  • Excesses as low as £500 each claim
  • Wide design, material and workmanship cover excluding only defective part
  • Cover for site office contents and development models

Public Liability

  • £5m Primary indemnity available
  • Financial Loss cover included
  • Wide products liability cover available, excluding defective part only
  • Cover includes continuing plant hire charges under CPA conditions
  • No underground services conditions apply

Employers Liability

  • Wide definition of employees
  • Court attendance compensation
  • Health and Safety defence costs
  • Manslaughter Defence costs

Classes of Business

We are able to place the entire Insurance portfolio for Housebuilders including the following classes of cover:-

  • Employers Liability, Public Liability, Financial Loss, Contractors All Risks
  • Archaeological Finds
  • Environmental Impairment and Remediation (Brownfield Sites)
  • Defective Title Indemnities
  • Restrictive Covenant Indemnities
  • Performance Bonds (including S38,S104 and S106 Bonds)
  • Professional Indemnity Insurance
  • Directors and Officers Liability Insurance
  • Motor Fleet Insurance
  • Office Insurance
  • Property Insurance
  • Building Warranty Insurance

Link to Our Services

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